Save Money on Your Florida Homeowners Insurance
Did you know that a Wind Mitigation Inspection is the single most effective way to reduce your homeowners insurance premiums in Florida? State law requires insurance companies to offer significant discounts (up to 70% off the windstorm portion of your policy) for homes equipped with specific wind-resistant features.
At Express Home Inspection LLC, our licensed inspectors will evaluate your home’s construction to help you qualify for the maximum possible savings.
What Does a Wind Mitigation Inspection Cover?
During a Wind Mitigation Inspection, we look for key structural features that make your home more resilient to hurricanes and strong winds. Our comprehensive assessment includes:
Roof Covering
We verify the age and type of your roof covering (shingles, tile, metal) and ensure it meets current Florida Building Code standards.
Roof Deck Attachment
We inspect how the roof decking (the plywood under the shingles) is attached to the underlying trusses or rafters, checking the length and spacing of the nails.
Roof-to-Wall Connection
We determine how the roof is attached to the walls of the house (e.g., toe nails, clips, single wraps, or double wraps). Stronger connections result in larger insurance discounts.
Roof Geometry
We assess the shape of your roof. Hip roofs (sloping down on all sides) perform best in high winds and qualify for substantial discounts.
Opening Protection
We check for impact-resistant features on all windows, doors, skylights, and garage doors, such as hurricane shutters or impact-rated glass.
Secondary Water Resistance
We verify if your roof has a secondary water barrier (SWR) that prevents leaks if the primary covering is blown off during a storm.
Fast, State-Approved Reporting
After the inspection, we provide you with the official Uniform Mitigation Verification Inspection Form (OIR-B1-1802), complete with all required photographic evidence. You simply submit this report to your insurance agent to start enjoying your premium discounts.
- Official OIR-B1-1802 form provided
- All required photos included
- Accepted by all Florida insurance carriers
- Report delivered within 24 hours
- Investment recovered in first year of savings
Maximize Your Savings Today
The cost of a Wind Mitigation Inspection is often recovered in the first year of insurance savings alone. Do not overpay for your homeowners insurance.
Call Us: (786) 306-7195